Understanding Your Financial Picture Starts Here

Net worth isn't just about numbers on a spreadsheet. It's about understanding where you stand financially and what choices might help you move forward. We teach practical approaches to tracking assets and liabilities—no complicated jargon required.

Financial planning workspace with documents and calculator

Building Financial Clarity Through Practical Learning

Money can be confusing. And honestly? Most of us weren't taught this stuff in school. Our courses break down net worth calculation into manageable pieces—from basic asset tracking to understanding debt structures. The autumn 2025 intake will include updated modules on digital asset management, because that's become relevant for more people lately.

Asset Mapping

Learn to identify and categorise everything you own—from obvious things like property to often-forgotten items like pension contributions or business equipment.

Liability Assessment

Understanding what you owe is just as important as knowing what you own. We cover mortgages, student loans, credit arrangements, and how to prioritise them effectively.

Progress Tracking

Create systems for monitoring changes over time. Small improvements compound—we'll show you how to measure what matters without obsessing over daily fluctuations.

Student reviewing financial documentation and making notes

Why Net Worth Calculation Matters More Than You Think

Here's something most people don't realise: your net worth tells a different story than your income. Someone earning £80,000 might have negative net worth due to debt, while someone on £35,000 could be building wealth steadily through smart asset management.

This changes how you approach financial decisions. Should you prioritise paying down that loan or building an emergency fund? Is now the right time to consider property investment? The answers depend on your complete financial picture, not just your monthly payslip.

  • Develop realistic financial goals based on your actual position
  • Make informed decisions about major purchases or investments
  • Track improvement over months and years with objective data
  • Communicate clearly with partners or advisors about finances
See Programme Details

How Our Learning Process Works

We've structured the programme to build skills progressively. Each stage prepares you for the next, so nothing feels overwhelming or disconnected from real-world application.

1

Foundation Assessment

Start by understanding your current financial literacy level. No judgement here—everyone begins somewhere different. We'll identify your strengths and which areas need more attention.

2

Core Calculation Methods

Learn the fundamental formulas and principles behind net worth calculation. This includes asset valuation techniques, liability categorisation, and when to adjust values for accuracy.

3

Practical Application

Apply what you've learned to real scenarios using provided case studies. Work through common situations like career changes, property decisions, or unexpected financial events.

4

Personal Implementation

Create your own net worth tracking system using the tools and methods that work best for your situation. This becomes your ongoing financial reference point.

Zinnia Rothwell learner testimonial

Zinnia Rothwell

Programme Participant, 2024

"

I'd been avoiding looking at my finances properly for years because it felt too complicated. This programme showed me it doesn't have to be. The methods they teach are straightforward—no fancy software required, just clear thinking about what you own and owe. Six months after completing the course, I still use the tracking system I built. It's helped me make better decisions about everything from car purchases to career moves.

Ready to Get Started?

Our next cohort begins in September 2025, with additional sessions starting in January 2026. The programme runs for twelve weeks with flexible study options—most participants spend 4-6 hours weekly on coursework and practical exercises.

Before enrolling, review our technical requirements to ensure you have the necessary tools. You'll also want to look through the study materials preview to see if our teaching approach matches your learning style. And if you have specific questions about whether this programme suits your situation, get in touch—we're happy to discuss your individual circumstances.

Financial planning documents and learning materials on desk