Information We Collect

Personal Details You Provide

When you register for our services or use our net worth calculator, you might share things like your name, email address, and phone number. If you're working with our learning programs, we'll also collect information about your progress and any feedback you provide. We only ask for what we actually need.

Financial Information

Our net worth calculation tools require you to input financial data—things like assets, liabilities, income sources, and investment holdings. Here's something important: we don't store your banking credentials. You input the figures yourself, and we use them to generate calculations and reports that help you understand your financial position.

Technical Data

Like most websites, we collect some technical information automatically. Your IP address, browser type, device information, and how you interact with our site. This helps us fix bugs and improve the user experience. Nothing sinister—just the basics that keep things running smoothly.

How We Use Your Information

We use the information we collect for several purposes, all of which are meant to provide you with better service:

• Providing our net worth calculation services and generating personalized financial reports
• Managing your account and responding to your inquiries or support requests
• Sending you updates about our services, educational content, or program schedules (you can opt out anytime)
• Improving our tools and understanding how people use our platform
• Complying with legal requirements and protecting against fraud or misuse
• Analyzing user behavior to enhance our educational materials and learning programs

Data Storage and Security

Your data is stored on secure servers located within the United Kingdom and the European Economic Area. We use industry-standard encryption methods—both when your data travels over the internet and when it sits on our servers.

Security Measures

We've implemented several layers of protection: encrypted data transmission (TLS/SSL), secure database access controls, regular security audits, and staff training on data protection. But let's be honest—no system is 100% foolproof. We do our best, and if something goes wrong, we'll let you know promptly.

Retention Periods

We keep your personal information for as long as you have an active account with us. If you close your account, we'll retain some data for up to seven years to comply with UK financial record-keeping requirements. After that, it's securely deleted.

Your Rights Under UK GDPR

UK data protection law gives you several rights regarding your personal information. These aren't just theoretical—we actually honor them:

To exercise any of these rights, just contact us using the details at the bottom of this page. We'll respond within one month, though complex requests might take a bit longer.

Sharing Your Information

We're pretty protective of your data, but there are a few situations where we might share it:

Service Providers

We work with trusted third-party companies that help us run our platform—things like cloud hosting, email services, and payment processing. These providers only access the data they need to do their job, and they're contractually bound to protect it.

Legal Requirements

If we're legally required to share your information—say, by a court order or to comply with financial regulations—we will. We might also share data if it's necessary to protect someone's safety or prevent fraud.

Business Transfers

If ionexalvirel is acquired or merges with another company, your data would be transferred to the new owners. We'd notify you beforehand and ensure the new entity respects this privacy policy.

Cookies and Tracking

Our website uses cookies—small text files that help us remember your preferences and understand how you use our services. Some are essential for the site to function, while others help us analyze traffic and improve user experience.

You can control cookie settings through your browser, though disabling certain cookies might affect how our services work. We don't use intrusive tracking or sell your browsing data to advertisers.

Children's Privacy

Our services aren't designed for anyone under 16. We don't knowingly collect personal information from children. If you're a parent and believe your child has provided us with personal data, please contact us so we can delete it.

International Data Transfers

While we primarily store data within the UK and EEA, some of our service providers operate globally. When we transfer data internationally, we ensure appropriate safeguards are in place—such as Standard Contractual Clauses approved by UK authorities.

Changes to This Policy

We might update this privacy policy from time to time—usually when we add new features or when regulations change. When we make significant changes, we'll notify you by email or through a prominent notice on our website. The date at the top of this page shows when we last updated it.

Your Choices and Controls

You're in control of your data. You can update your account information anytime through your profile settings. If you want to stop receiving marketing emails, there's an unsubscribe link at the bottom of every message we send.

If you'd like to delete your account entirely, contact our support team. We'll guide you through the process and explain what data we're required to keep for legal purposes.